Question 1a) You have recently purchased a 5-room resale HDB flat in Bishan at a transaction price of $700,000. The combined balance of CPF Ordinary Account for both you and your spouse is $200,000. You intend to use this CPF balance for the upfront payment, and use a bank loan for the remaining $500,000 with a monthly installment for the next 20 years of tenureship. With so many loan packages offered by different banks in the market, you prefer to adopt a more ‘conservat …
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